Beautiful Life of Zig Zag Zoom

The following is a sponsored review.

The economy is in a critical time in world history. Everyday we see on the news about how banks and financial institutions are in peril. We here on the news that people can no longer get credit or loans because we are in a credit crunch. Well that is true to a point. The truth is that people now need to do more research in order to find a deal on credit.

Extra Credit Cards.com is a site set up to help people seeking real news on Credit Cards and how to obtain them. They offer a bunch of up to date information on the latest low interest cards on the market.

Even with the credit crunch, this site still points to many offers for people with great credit down to the people with bad credit. They also have articles explaining how credit works and what a credit score really means. They even offer information about purchasing prepaid debit cards so you can still do transaction requiring a credit card without paying the interest and charges associated with many credit cards.

I have reviewed a few different credit information sites and I found this similar to many others. However, it is loaded with tons of useful information and does a lot of the research for you. Though I am not a huge proponent of credit cards, I do know that people are still using them. If you are one of these people, sites like this Extra Credit Cards will help you be an informed consumer when applying for Credit Cards.

The following is a sponsored review:

I have written many times about avoiding bad credit. However, people do some stupid things when it comes to credit and end up over their heads. They then want to figure out a way to fix that credit in order to purchase a house, buy a car, or obtain another kind of loan.

I checked out a site by the name of Bad Credit Loan Shop. This site is set up to provide informative articles explaining how to obtain loans if you have bad credit. They also direct you to places to obtain those types of loans. If you own a home and are looking for a Bad Credit Home Equity Loans or you are looking for a Bad Credit Personal Loan or any other type of loan, this site can provide you with the information you need. This is not exclusive to loans; they also offer credit card information as well.

Bad Credit Loan Shop is a well set up site with small articles about each type of Bad Credit Loan and what a person needs to do to achieve success with getting those types of loans. The sidebar navigation is easy to follow and one can find the type of loan they are looking for with an easy click. The design of the site is simple but fits the niche quite well.

The information is good and it is a quick way to find all the information you need if you are looking to get credit after ruining it the first time around. However, be aware this site is set up as an affiliate site which means that the site gets paid for each referral. There is nothing wrong with that and what I have seen, some of the offers they direct you to are quite competitive.

I am not a big proponent of credit but I am aware that many people use it and most people need it to purchase a home. This site provides enough information to achieve your goal of improving your once good credit. Check out BadCreditLoanShop.com if you are in need of help and good luck in fixing the credit mistakes of the past!

What would be your ideal life? The one thing that leads to all roads is being debt free. You are limited if you spend your whole life living paycheck to paycheck while making someone else rich. My new goal is to end the cycle and become totally debt free.

As my core basis, I am taking the advice of money guru Dave Ramsey. I am in the midst of reading his book, The Total Money Makeover. I have always been good at handling my money but I have never been great. I have decided it is time to take on the mountain and win. My wife and I are fortunate in the sense that we have very little credit card debt. However, we owe a huge amount for student loans. We have no car payments and the only other debt we have is a home equity loan (no first mortgage). The credit card is going to be paid off by mid-November and we are attacking the student loans with all we have.

We own an old farm house that we can live in for a while but our goal is to either build or place a modular on a separate 75 acre piece of land we own. We would love to do this right away but we have to get debt free first. It will be tight living for quite a while but the end will be worth the effort.

Our key was to budget everything on paper and stick with it. I now carry envelopes in my wallet earmarked for the different things we do. When we go out to eat, I pull out the envelope and if there is enough we eat good, if it is low, we eat cheap. We have been on a solid budget for a month and it is hard to believe how much money we were spending and not even knowing where it went. I always paid bills and expenses first but the rest was free game. Now, we are on a tight budget and all excess goes to the debt. We paid off three thousand in a month and we are on a roll. I will share with you here when we get closer to our goal.

In these times of economic turmoils, it is important to get your own finances in order. How do you feel about getting debt free? Please share your own advice, plan of action, or opinion by leaving a comment.

The following is a sponsored review for a credit information site.

I was asked to review a site called Extra Credit cards. I first visited the site looking for any benefit that it offers to the readers. The site offers many great short articles that help to make decisions before you Apply for Credit Card. The site is basically set up as a consumer credit guide with details of what all the terms mean.

I found the site full of information that could help someone new to credit cards. I am quite experienced in the world of finance and I even found an article about trailing interest that I was not even aware of. Besides the informative information, they do have offers to many credit cards for whatever your situation is.

The site is like many other credit information sites. It offers you lots of articles in the hopes that you would sign up for one of the offers on their site. I have compared their offers to many others Online and they are good offers. My one point of disappointment with the site is that the articles are dated and it does not look like anything has been added since January 2007. My fear with this, from a consumer view point, would be how current are the credit card offers. If they do not plan to add articles often, I think they would be better served to omit dates.

The site is nice and it is quite easy to find an article that appeals to you. The overall look of the site is comforting and though the main point is to advertise for credit cards, the ads are not so intrusive that it takes from the information. I found this to be one of the better set up credit card information sites but they include much of the information already included in many other sites.

If you are looking for a credit card or for information about credit cards, I would suggest at least checking out this site. Who knows, they may help you get your first or your best credit card!

The following is a Sponsored review of a Credit Card Resource website:

When looking into Student Credit Cards.com, my first thought was this is just a typical credit card site trying to push credit onto college students. However, in fairness, I always try to look at all aspects before making any judgment on a website.

The site was very nicely laid out with a very pleasing look about it. The cute girl in the header always gets the readers attention. I wanted to know the meat of the site, what sets this apart from other credit card sites.

I was pleased to find out that they have a strong focus on the responsibility of getting a school credit card. Their website clearly lays out the student’s rights and responsibilities with having a credit card. They go further by explaining how APR works and how to decide which card best fits your need.

Many students find the new found freedom of college and jump into credit without knowing the facts. This website does a wonderful job of laying out everything involved in getting a school credit card.  From my standpoint, if the student fails to read all the information provided, the blame shall lay on them for credit problems.

Though this site was set up to get new credit card holders, they do a nice job of explaining the risk and rewards. They also offer a very nice selection of cards that could meet the needs of the student looking for credit cards. It is like a whole credit card bundle all packaged in an easy to navigate website.

If you are a student looking for your first credit card, I recommend checking out http://www.studentcreditcards.com as one of your first stops in the search. By reading the information they provide and looking over the various offers, you should be able to find the right card for your situation and be on your way to a great credit future.